• Call Us Now
    (941) 739-5006

  • Send Mail Us
    financial@assurity.us

401(K) PLANS

401(k) plans can be a powerful tool in promoting financial security in retirement. They are a valuable option for businesses considering a retirement plan, providing benefits to employees and their employers.

A well-designed 401(k) plan can help attract and keep talented employees.

It allows participants to decide how much to contribute to their accounts.

Employers are entitled to a tax deduction for contributions to employees’ accounts.

A 401(k) plan benefits a mix of rank-and-file employees and owners/managers.

The money contributed may grow through investments in stocks, bonds, mutual funds, money market funds, savings accounts, and other investment vehicles.

Contributions and earnings generally are not taxed by the Federal Government or by most State governments until they are distributed.

A 401(k) plan may allow participants to take their benefits with them when they leave the company, easing administrative responsibilities.

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About David...

David Proudly served our nation in the United States Air Force and reserves for six years. He has lived in the Bradenton/Sarasota/Tampa area for 30 years. David has served in the financial industry since 1992.

David holds the ChFC & QFP designations that signify qualifications as a Financial Planner. The ChFC requires more educational requirements than the CFP (Certified Financial Planner) designation. David also holds the CLU designation which is the highest designation that a person can receive in the Insurance Industry.

David has a well rounded education to be able help his clients in all areas of finance, tax, wealth management and insurance. David is very knowledgeable in all types of investment accounts and strategies that allow your money to grow at a comfortable risk while focusing on reducing taxes. 

David’s wife Monica works alongside him in their business and they have two wonderful children Charmaine and Roman. He also serves as a legal guardian to two mentally challenged men.

David believes in giving back to our community and is a faithful giver and supports a multitude of charities.

To achieve the above credentials and certifications shows that David has met rigorous proficiency standards of education, examination, and experience in the required areas of finance and insurance.

A back ground check and a commitment to a client code of ethics is required.

 

David’s Education and credentials

ChFC– Chartered Financial Consultant

CLU – Certified Life Underwriter

CSA - Certified Senior Advisor


CTS - Certified Tax Specialist


QFP – Qualified Financial Planner


CASL - Chartered Advisor for Senior Living


RFC – Registered Financial Consultant

 

Registrations and Licenses

  • Registered Investment Advisor
  • Securities Licensed - Series 65
  • Life, Health, and Annuity.

 

David's Qualifications & Education => click Here

• Adopt a written plan document

• Arrange a trust for the plan’s assets
• Develop a recordkeeping system
• Provide plan information to employees

 

Once a 401(k) plan is established the small business owner assumes certain responsibilities in operating it.

 

• Participation
• Contributions
• Vesting
• Nondiscrimination
• Investing 401(k) plan monies
• Fiduciary responsibilities
• Disclosing plan information to participants
• Reporting to government agencies
• Distributing plan benefits

 

An important decision will be whether to manage the plan yourself or to hire a professional or financial institution 

Assurity Financial Group has the experience and resources to guide you through the process of evaluating, selecting, monitoring, and reporting a small business 401(K)

 

 

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  • 2429 Manatee Ave E, Unit 1 Bradenton,
    FL 34208
  • Call Us Now

    (941) 739-5006

  • Send Mail Us

    financial@assurity.us

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